How we are different
Over 27 Years of Experience in Medicare Advantage Plans
Our Agency is composed of insurance professionals who offer high quality insurance products and Medicare planning services to meet your goals and budget. We'll help you understand every step in the process.
Medicare Planning
Choose the best Medicare plan for you. There are different ways to get the services covered by Medicare. You can participate in a Medicare Supplement or Medicare Advantage as well as Medicare Prescription Coverage Part D.
We offer better-than-ever plans, customized for your needs, with access to our network of top doctors and leading hospitals across the country.
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We are Jacaranda Insurance Agency
Jacaranda Insurance Agency Helps Families & Businesses Like Yours Achieve Long-Term Protection.
Jacaranda Insurance Agency. As we experience changes in our lives, our life and health insurance coverage should adjust as well. Help protect the ones you love with Medicare and health coverages to support you and your families needs. We serve Individuals, Business, Medicare clients and much much more.
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How we are different
Specialized Advisers providing Personalized Solutions
Our Agency is composed of insurance professionals who offer high quality insurance products and Medicare planning services to meet your goals and budget. We'll help you understand every step in the process, so you realize your dreams while safeguarding your finances.
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Our Philosophy
Knowing what's happening is Good. Making it happen is Better.
We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions—protecting you from the unexpected and planning for the predictable.
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Mission Statement
"We understand the importance of having the right insurance at a price you can afford. Over 10 years ago we decided to become a Broker so that our clients could see the range of quality products available to them."Jacaranda Insurance Agency Inc
Medicare News
News & Updates
Medicare Advantage
October 8, 2019
Medicare Part A
October 8, 2019
Medicare Part B
October 8, 2019
Prescription Drug Plans (Medicare Part D)
October 8, 2019
Questions
Frequently Asked Questions
What is a Medicare Advantage Plan (Part C)?
Medicare Advantage plans (also known as Medicare Part C) provide Part A (hospital), Part B (medical), and, typically, Part D (drug) coverage. To enroll in a Medicare Advantage Plan, you must be enrolled in Original Medicare Part A and Part B.
Medicare Advantage plans are part of the federal Medicare program and offered through approved private insurers to provide extra coverage. There are various types of Medicare Advantage plans, such as HMO, PPO, and Private Fee-for-Service plans.
With a Medicare Advantage plan, you may pay a deductible, but typically have fixed copays for routine doctor’s office visits. These health plans have yearly limits on your out-of-pocket health care costs, after which you pay nothing for the remainder of the year.
Do you lose your Original Medicare Part A and Part B when I enroll?
No. Once enrolled in a Medicare Advantage Plan (Part C), the private company offering your plan will take over some of the administrative processes to implement your Medicare benefits; however, you do not lose your Original Medicare. If you wish to leave a Medicare Advantage plan, you can return to your Original Medicare Part A and Part B coverage during the next Annual Enrollment Period (AEP), which is October 15 through December 7.
How does a person choose a Medicare Advantage Plan (Part C)?
It is, of course, important to compare the benefits between your current coverage and the Medicare Advantage Plans (Part C). Be sure that you understand the additional benefits and any benefits (or freedoms) that you may lose. In particular, be sure to look at the following:
- Can you change your current doctors or are they in the new plan’s network?
- If prescription drug coverage is provided, are your medications on the plan’s formulary?
- How much is the monthly premium?
- How much will your coverage cost? Co-payments and co-insurance are explained in the plan’s Summary of Benefits or Evidence of Coverage.
- Which additional services are offered, such as preventive care, vision, dental, and health club membership?
- Are there any treatments that you need that are not covered by the plan?
- Can you work within the network restrictions (such as paying extra when you visit a doctor who is out-of-network)?